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life can change in a flash
BEE Financial Partners creates a supportive and beneficial relationship with clients and helps them through important life transitions. It’s what financial planning is all about and what we strongly believe in. An integral part in any financial strategy is to prepare for the unknown.
We have served the greater Houston, Texas, area since 2000, and focus on families first. The letters “BEE” in our company name even represent the names of our children.
Confidence is a key element in building families, and the same is required for long-lasting client relationships. We believe relationships that lead to financial accomplishment are built on a foundation of transparency and accountability.
Your first visit with us is entirely free! We would like to get to know you and your financial situation. It’s integral for us to have a complete understanding of each client’s goals and financial situation so that we may focus on you and preparing for your future.
There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated.
A vital part in any financial strategy is to prepare for the unknown. If you become ill or die prematurely, how will your family manage without your income?
We like to compare the accumulation and distribution phases of retirement to climbing Mount Everest and explaining what it means in regard to planning your financial future.
Learn more about our amazing team of professionals.
Owner, President, Wealth Manager
Vicki Joern is the owner and president of BEE Financial Partners practicing as a wealth manager since 2000. As a mother and investor herself, she has a deep appreciation for families and the many other dynamics which occur in preparation for the future. This is why BEE Financial Partners is a family-oriented business. Life keeps everyone busy, but an integral part in any financial strategy is to prepare for the unknown, especially for your loved ones.
Vicki educates clients, their families and businesses in wealth accumulation, the effective use of income tax-advantaged investments, strategic use of assets and protection plans, and group retirement strategies and benefits. Vicki believes knowledge and education are powerful. She speaks publicly on topics such as healthcare planning, the importance of Social Security benefits in retirement income planning, long-term care, planning that involves being proactive vs. reactive, and various financial topics for women. She believes that confidence is a key element in building lasting client relationships and prides herself in establishing a solid understanding of each client’s goals and financial situation.
Vicki grew up in Missouri and moved to Houston after graduating with a Bachelor of Science in Engineering from Missouri University of Science and Technology in Rolla, Missouri. She obtained her MBA from Houston Baptist University. After spending 20 years in the oil patch, she made a career change to follow her heart in educating clients in planning for their financial futures and the unexpected.
She is on the board of directors of a few different nonprofit Houston organizations.
Vicki and Karl, her husband of more than 30 years, have three grown children, two sons-in-law, and two grandchildren. She enjoys walking, reading, working with plants, traveling and most of all, spending time with family and friends.
Karl C. Joern
Karl C. Joern
For more than 35 years in the oil and gas industry, Karl enjoyed problem-solving of the many challenges. Every step he took involved completing a wide variety of tasks used to support the process of producing oil and gas and bringing it into the market. In 2015, he decided to make a career change and join his wife at BEE Financial Partners. This move has helped him to assist individuals, families and businesses through finding best-fit financial strategies — something he feels strongly in.
One client whose life he impacted was a woman needing long-term care, but she did not have the knowledge and had previously been declined long-term care. He made her best interest his priority and worked as an advocate in helping her acquire long-term care. Another client whose life he made a difference with was a gentleman he accompanied to the Social Security office and helped him obtain the maximum benefits he was entitled. Karl realized that if he could make positive impacts on one person’s life, he could do it for many others.
Looking at the big picture includes considering income protection for life, long-term care for you or someone you love, estate planning, planning for college and basic retirement planning. To help clients in these areas, Karl is Securities licensed as an Investment Advisor Representative and licensed in the General Lines of insurance – Life, Accident, Health and Health Maintenance Organization (HMO). He can support client needs with life, health, annuities and other related coverage.
He graduated with a Bachelor of Science in Geology and Geophysics at the University of Missouri–Rolla.
Karl has spoken at seminars and lunch & learns and shares information on how to get the most out of your Social Security benefits, the importance of long-term care planning, and Medicare.
His hobbies are gardening and spending time with his family. He looks forward to meeting you and helping you work toward feeling more confident about retirement.
Don't hesitate to get in touch with us. We would love the opportunity to become your trusted advisor.
Karl and Vicki Joern are investment advisor representatives of, and advisory services are offered through USA Financial Securities Corp., A Registered Investment Advisor located at 6020 E. Fulton St., Ada, MI 49301. Vicki Joern is also a registered representative of USA Financial Securities. Member FINRA/SIPC. www.finra.org BEE Financial Partners is not affiliated with USA Financial Securities.
Karl and Vicki Joern are authorized to transact securities related business and investment advisory services only in states where they are properly registered. For investment products and services these states include: Vicki -OK, TX; For investment advisory services these states include: OK, TX. Karl - TX. This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation.